Nafasi ya kazi :- Credit Analyst – Tourism sector financing at NMB Bank Plc, May 2026

Credit analyst – Tourism sector financing (1 position)

Job location

Head Office

Job purpose

The Credit Analyst – Tourism Sector Financing will be responsible for ensuring timely and quality assessment of proposals for credit facilities, whether new or existing, based on sound credit and financial principles.

Main responsibilities

The successful candidate will be responsible for delivering professional credit assessment services to business units by evaluating credit facility requests, including but not limited to tourism sector financing. This will involve assessing both new and existing credit facilities based on sound credit principles, credit policy, and financial principles, with the aim of minimizing risk to the bank.

Key responsibilities include:

• Provide specialist and professional credit assessment to determine whether credit proposals meet the required criteria.
• Assess whether counter-party credit risk falls within acceptable parameters.
• Independently recommend appropriate credit proposals, including necessary terms or conditions to ring-fence exposure.
• Review and evaluate information to gain a thorough understanding of mining business parameters, including factors that create profit or value and the associated risks.
• Defend own judgement professionally without negatively affecting business relationships.
• Use available industry and market information to identify and understand contextual threats to existing and potential clients.
• Build smooth working relationships with business counterparts to improve the quality of business proposals and turnaround time.
• Share joint credit responsibility for recommended business.
• Take and/or recommend remedial or appropriate actions for deteriorating exposure identified during the review process.
• Observe service level agreements without compromising the quality of credit proposals.

Knowledge and skills

The ideal candidate should possess the following knowledge and skills:

• Excellent understanding of credit and associated risks.
• Understanding of industry sectors and regulations, especially the tourism sector and other related sectors.
• Good interpersonal skills proven in a business or credit environment.
• Knowledge of bank credit products.
• Detailed knowledge of credit analysis techniques.
• Strong analytical and numerical skills.
• Good communication and presentation skills.
• Negotiation skills.
• Ability to appropriately structure a deal.

Qualifications and experience

Applicants should meet the following requirements:

• Bachelor’s degree in Commerce – Tourism Management, Tourism, Hospitality Management, or related fields.
• At least 3 years of experience in a credit role gained within the banking sector.
• Prior banking experience in lending to MSEs and SMEs will be an added advantage.

Equal opportunity statement

NMB Bank Plc is an Equal Opportunity Employer. The bank is committed to creating a diverse environment and achieving a gender-balanced workforce.

Female candidates and people living with disabilities are strongly encouraged to apply for this position.

Important notice

NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Candidates who receive any solicitation for payment of a fee should disregard it.

Only shortlisted candidates will be contacted.

Job opening date

13 May 2026

Job closing date

27 May 2026

How to Apply:

Job type Full-time Job, To submit your application, please follow the link provided below.

CLICK HERE TO APPLY